Understanding ROBS: Rollover for Business Startup Program

Understanding ROBS

Exploring ways to finance your new business venture? Discover the ROBS (Rollover for Business Startup) program, tailored for entrepreneurs to use their retirement funds for startup capital. 

Here's how it works:

No Credit Impact

Unlike traditional loans, ROBS doesn't affect your credit score as it involves your own retirement savings.

Tax Benefits

By rolling over retirement funds into your new business, you can defer taxes, potentially saving money in the long term.

Quick Access

Access your funds within 15 to 20 days by transferring them from your current custodian to a new one.


Third-parties charge approximately a one-time fee of $4,795 and a monthly $155 fee for their admin team.

Understanding the Risks

Here are a few pros and cons as to whether you should consider utilizing the ROBS (Rollover for Business Startups) programs.



Heather Brackin

Project Coordinator on our team, Heather has experience working with all of our service lines. As a recent accounting gradute, she enjoys learning about the changing laws and rules that will affect our clients.

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